With over 19 years in the mortgage industry, Kelsey Schultz has become a trusted name for families and first-time homebuyers across Southwest Washington and beyond. Known for her creativity, responsiveness, and passion for people, Kelsey approaches every loan not as a transaction — but as a turning point in someone’s life.
She believes the right home loan should fit the person, not the other way around. That’s why she specializes in building custom financing strategies, helping clients not only qualify — but thrive in their new homes. From conventional loans to down payment assistance, 2-1 buydowns to investment property planning, Kelsey brings experience, precision, and a whole lot of heart.
Beyond the spreadsheets and pre-approvals, Kelsey is a proud mom of six, married to her high school sweetheart of 25 years. Whether she’s cheering on her kids at the ballfield, camping in the mountains, riding side-by-sides, or gathered around a campfire with family — Kelsey brings the same warmth and energy to her life that she brings to every client relationship.
She is not just your loan officer. She’s your advocate, your guide, and your go-to for mortgage expertise that feels more like partnership than paperwork.