Sophia Miller
Loan Officer | NMLS ID 399714
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Several factors can affect your ability to get low mortgage rates. Credit score, down payment, the home you want to buy or refinance, the length of the loan, how much you borrow, and even when and where you’re borrowing can all have an impact on what sort of home loan interest rates you can obtain.
Finding the lowest mortgage interest rates is only one factor to be considered when shopping for a home loan. Other considerations, such as closing costs and the type of mortgage, will affect your overall costs as well.
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Compare mortgage programs and use our mortgage and refinance calculator to explore your options! 2020 Excellence in Banking Winner. Get a no-hassle consultation and review today’s rates with a licensed loan officer today! Over 500 verified 5-star online reviews! Geneva Financial – Home Loans Powered by Humans® – Direct Lender serving 43 states offering New Home Mortgages, Refinance, VA & USDA Loans, Homes for Heroes, HELOC, Renovation Loans, Reverse Mortgage, Self-Employed, Down Payment Assistance Programs and Investor/Commercial lending products. Arizona Corporate Office…
CORPORATE ADDRESS
777 E. Missouri Ave, STE 101
Phoenix, AZ 85014
CONTACT
Mobile
Licensed in: Arizona (AZ)
About Sophia Miller
NMLS ID 399714
Clarity, communication, and respect are the foundations of Sophia Miller’s approach to financing your future. She has been guiding people towards achieving their lending goals since 2006. Over the years, her experience in mortgage lending, has given her an understanding of every stage of the loan process. As a client or real estate agent, having Sophia and her team on your side guarantees you will know exactly what to expect throughout the lending process. This means that your time is valued, and your business is respected. Getting to know the clients’ stories, goals and vision permits her to create the best plan for each borrower.
Sophia’s reputation in the lending industry is a direct result of years of consistency and integrity in practice. She looks forward to consulting with you, at no obligation, to find the most affordable financing for your dream home and other projects!
Sophia grew up in Southern California and moved to The Valley of the Sun in 1994. When she’s not working with clients, you’ll find her spending relaxing moments at home with her family or hiking at her favorite spots in Northern Arizona and visiting California.
MORTGAGE LOAN PROGRAMS & RESOURCES
PURCHASE
REFINANCE
CONVENTIONAL LOANS
JUMBO LOANS
FHA LOANS
VA LOANS
USDA RURAL LOANS
FIRST-TIME HOMEBUYER PROGRAMS
DOWN PAYMENT ASSISTANCE PROGRAMS
HOME EQUITY LINE OF CREDIT (HELOC)
ADJUSTABLE-RATE MORTGAGE
RENOVATION LOANS
REVERSE MORTGAGE
MORTGAGE PAYMENT CALCULATOR
HOMEBUYERS GUIDE
MORTGAGE FREQUENTLY ASKED QUESTION (FAQ)
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