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Winter Begins

December 21

❄️ “Let It Loan, Let It Loan, Let It Loan!” — A Winter Marketing Guide for Mortgage Pros ❄️


Why “Winter Begins” is the Perfect Conversation Starter

When the first snow (or chilly breeze) hits, people start thinking about cozy homes, warm fireplaces, and fresh starts for the new year. That makes the official start of winter a surprisingly fun opportunity for Mortgage Loan Officers to reconnect with clients, referral partners, and local communities. A simple, seasonal touchpoint can melt the ice with prospects and keep your name top-of-mind during the slower months.


3 In-Person Marketing Ideas to Warm Up Your Network

1. “Warm Up with Homeownership” Pop-By Gift
Drop off a small “winter warm-up” kit to top agents, clients, or local partners. Include hot cocoa packets, mini marshmallows, and a branded mug or hand warmer.
💬 Tagline idea: “Helping you stay cozy this winter — and warm up to new home goals in the new year!”

2. Partner with a Local Coffee Shop for a “First Sip of Winter” Giveaway
Team up with a neighborhood café to give away a free cup of coffee or cocoa to the first 25 customers. Display signage with your info and a winter-themed mortgage message.
💬 Tagline idea: “A fresh start — and a warm cup — to kick off winter and your next home journey.”

3. Host a “Coats & Cocoa” Community Drop-Off Event
Invite clients and partners to donate winter coats or blankets for local shelters. Serve cocoa and treats while mingling and sharing market updates.
💬 Tagline idea: “Warming hearts, homes, and the community this winter.”


3 Social Media Ideas That Spark Engagement

1. “Snow or No?” Poll
Post a fun Instagram or Facebook poll: “Do you love winter or count the days until spring?” Then segue into: “Whether you’re hunkering down or planning a move, I can help find your perfect home base.”

2. “How Cozy Is Your Home?” Reel/TikTok
Create a short, fun video showing cozy home moments — a fire crackling, cocoa steaming, slippers by the door — then end with: “If your home doesn’t feel this cozy yet, let’s find one that does!”

3. “Winter Warm-Up Giveaway”
Host a quick giveaway for a $10 coffee shop gift card. Entry: comment your favorite winter comfort (soup, movie, or blanket type). Add your mortgage twist in the caption: “Because comfort starts with the right home.”


3 Mortgage-Themed Winter Taglines

  1. “Let’s make your mortgage as cozy as your favorite blanket.”

  2. “Don’t let your home goals freeze this winter — let’s warm them up!”

  3. “When rates cool down, it’s the perfect time to heat up your home plans.”


Closing Thoughts: Stay Warm, Stay Top-of-Mind

Winter might feel like a quiet season, but it’s full of opportunities to connect in meaningful, memorable ways. A small gesture or clever post can remind clients and partners that you’re not just about loans — you’re about lasting relationships. So bundle up, get creative, and let your marketing “snowball” into new opportunities this season!

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