A quote for today’s rates is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Geneva Financial LLC is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. Geneva Financial LLC is approved to participate in FHA programs but the products and services performed by Geneva Financial LLC are not coming directly from HUD or FHA. Geneva Financial LLC NMLS #42056 is an Equal Opportunity Lender and Equal Housing Lender. 180 S Arizona Ave Ste 310 Chandler, AZ 85225. 1-888-889-0009. AZ BK #0910215
*Annual Percentage Rate (APR) for 30yr Conforming current as of today’s date is subject to change daily without notice & assumes a 30yr fully amortized loan, at a certain loan amount, a minimum FICO requirement, required minimum down payment, certain LTV, owner occupied single family residence. Annual Percentage Rate (APR) for 30yr FHA current as of todays date is subject to change daily without notice, and assumes a 30yr fully amortized loan, specified loan amount, , a minimum FICO requirement, required minimum down payment, certain LTV, owner occupied single family
You may be wondering why you qualify for a different mortgage rate than your friends, neighbors and co-workers. Have you seen them post their low rate on social media, and wonder why you were quoted higher? There are many factors that can affect your rate today, lets take a look:
Today’s rates are determined by several different pieces of data, and any variance in those data points can affect the rate.
Again, today’s rates are unique to you and your qualifying factors, they vary from person to person, and day to day, if you are interested in seeing what your rate could be, take the mortgage quiz at the top of this page!
