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  • Home Page
  • Locations
  • Pick Your Mortgage
    • BuyAHome
    • SaveMoney
    • UseMyVABenefits
    • BuyBig
    • Remodel
    • HelpWithDownPayment
    • RuralHousing
    • CreditChallenged
    • RetireComfortably
  • Loan Options
    • TRADITIONAL PROGRAMS
    • Purchase
    • Refinance
    • Conventional Loan
    • FHA Loan
    • VA Loan
    • Jumbo Loan

    • SPECIALTY PRODUCTS
    • Home Select
    • Portfolio Lending
    • FHA Approved Condos
    • FHA No Credit Score
    • Reverse Mortgage
    • HERO Loan
    • USDA Loan
    • USDA Renovation
    • Physician Loan
    • Renovation Loan
    • HELOC
    • Self Employed
    • Down Payment Assistance Loans
    • First Time Home Buyers
    • Credit Challenged
    • Fixed vs. Adjustable Rate Mortgages
    • Arrive Home Program
  • Apply now
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  • Our Story
    • About Geneva Financial
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Geneva Financial is a mortgage lender with branches in 49 states offering Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo and Condo Financing as well as Down Payment Assistance Programs, First-Time Homebuyer Programs, Physician Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers.

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Good Human Stories – Our Why

Geneva Financial Sponsors Largest Youth Pickleball Lesson in Arizona

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Cover of Kathy Colkitt's novel, "Will they hear me now?"

Meet Kathy Colkitt, Author and Advocate for Change

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The Erike Brothers and From the Heart Productions Inc.

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Mortgage Lender Home Loans

INSPIRING HUMAN STORIES

We want to feature YOUR human story!
Share yours here.

Geneva Financial

Human Powered Mortgage.

Technology is a modern convenience best reserved for buying basic items, booking appointments and having your favorite take-out delivered.

When it comes to life’s biggest decisions, you deserve to have an experienced human by your side and available when it’s convenient for your hectic schedule.

At Geneva Financial, you work with ONE licensed Mortgage Loan Officer throughout your transaction. We are available to communicate with you nights, weekends, early mornings – whatever is most convenient for your life.

We believe technology is a valuable tool to execute an efficient and speedy mortgage process, but it takes a back seat to our top Core Value:

Always strive to humanize both the customer and employee experience.

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Krystle N.

This was my first home buying experience and everyone who helped me along the way at Geneva Financial truly were amazing! They were prompt with everything they needed me to give them but also got me information as quickly as possible as well. They answered all of my many, many questions and were always available when I needed them. Geneva Financial helped make my dream of owning my first home a reality!
Karely G.

We received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Erica was easy to talk to and made sure we understood everything that was presented to us. We were very pleased with the interest rate we received. We will absolutely use Geneva again in the future.
Stormie W.

Geneva Financial has been absolutely amazing! They helped us during the process of it all and answered our questions with no complaints! My husband and I highly recommend them!! Richard and Anthony has been phenomenal, they really made the process so much easier. Thank you all!
Luis S.

Excellent service!! The attention was very nice and friendly at all times. I am very grateful to Geneva Financial for supporting us in getting our home.
Brenda D.

My experience with Geneva Financial was super. My loan officer, Irma, was very knowledgeable and she answered all of my questions. I was glad that I didn't have to talk with different people. Irma made the process seamless. Thanks!
Write a Review
Our Vision

Our mission at Geneva Financial is to approach every aspect of the mortgage transaction from the “inside-out”. With a culture-forward mindset, we focus on our loan originators and support staff first in order to ensure an unbeatable experience for our customers.

Our Core Values were created as a daily reminder to operate with the inside-out approach in mind. Core Value #1 is the backbone of all our Core Values, our mission and our brand.

Mortgage FAQ
Do I need to have a house picked out first?

No!  That’s a common misconception that you need to have a house selected first.  We actually recommend for you to figure out how much you can purchase then select a home prior to home shopping.  If you contact us and we can help you get pre-qualified at no cost to you.  

Do I need to put 20% as a down payment?

No! We have many programs that can do less than 20%.  Some of our mortgage finance programs allow for 3% to 4% down payment.   If you would like to know your additional options, please contact us today!

What is a VA Home Loan (Mortgage)?

VA loans are designed specifically for veterans. VA loans should only be issued by a VA-approved lender and are guaranteed by the federal government. 

Do I need to have an excellent credit score to purchase or refinance?

NO. There are multiple national and state down payment assistance programs with credit score requirements as low as 620 and some income maximums nearing $90k

Full Mortgage FAQ
Humans Employed
450 +

2020 was another record year of growth for us at Geneva Financial. We were named a top mortgage employer by National Mortgage Professional Magazine and National Mortgage News.

Our growth continues as we meet the demands of increased volume – a direct reflection of our customer’s response to the human approach launched in 2019.

Human Powered Branches
90 +

We are existing in a time when there are more living generations of humans than ever before. The needs of those generations are vastly different – with one common thread – a human touch is always appreciated.

We serve our customers with physical walk-in branches as well as smart branches where the entire transaction is handled via email, phone and online.

In both scenarios, every client gets one dedicated human loan officer to be with them through the entire mortgage process.

YEARS HELPING HUMANS WITH MORTGAGE FINANCING
6 +

Experience matters. Some of our mortgage loan officers carry 30 years experience and we count on their wisdom to light the way.

17 years has taught us a lot – not about mortgages – but about humans.

This can be a scary process and our promise to you is that you will have a human by your side, not only during the transaction, but for years to come as a trusted advisor.

Mortgage is what we do, not who we are.

Mortgage Lender Home Loans Geneva Gives
Mortgage Lender Home Loans

Nominate a Hero

2023 Nominations have begun! Selected finalists will be spotlighted throughout the year and the chosen Hero will be celebrated with a special grant for their cause. Click Nominate button above to learn more.

Nominate
Cloud Covered Streets

Volunteer Opportunities

We’re always looking for good humans who want to be involved in the communities we serve. If you would like the opportunity to serve through the Geneva Gives and Be A Good Human initiatives, click the Get Involved button above to get started!

Get Involved

Be a Good Human

It all started with a t-shirt. The “Be a Good Human” concept was so popular we’re throwing a bunch of swag and a great cause into it. Get your swag today and watch for new initiatives coming your way in 2021! 100% of profits go to charity.

Get the Gear
Contact Us
  • 180 S Arizona Ave Ste 310 Chandler, AZ 85225
  • (888) 889 - 0009
  • humansupport@genevafi.com

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Geneva Goodies

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  • Geneva Gives

Geneva Financial offers Conventional, FHA, VA, USDA, Refinance, Reverse, Jumbo and Condo Financing as well as Down Payment Assistance Programs, First-Time Homebuyer Programs, Physician Loans and Hero Loans for First Responders, Police, Firefighters, Nurses, and Teachers.

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